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Vacation rentals with lake access in Florida Panhandle

Find and book unique lake access rentals on Airbnb

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Popular amenities for Florida Panhandle lake access rentals

Lake access house rentals

Guest favorite
A light-filled living area is showcased, featuring a pair of white sofas adorned with colorful throw pillows. A glass coffee table is positioned in the center, holding a stack of books and decorative items. A tall green plant stands near a stylish lamp, enhancing the space's ambiance.
Home in Pensacola
4.82 out of 5 average rating, 87 reviews

Navypoint Beauty 2/2 Whole House

Valynn TRating, 5 stars1 week ago
I went to Lee’s house primarily to see the Blue Angels practice. The house was great. Very clean, with everything you need on a stay. I appreciated the fact she accepts dogs so I was able to bring mine with me not having to use Rover. He enjoyed the fenced back yard. Thanks, Lee!
Top guest favorite
A hammock is suspended between two trees, providing a serene resting spot near the lake. Adirondack chairs are positioned on a deck, surrounded by lush greenery. The calm water reflects the clear blue sky, creating a peaceful atmosphere for relaxation.
Home in Santa Rosa Beach
5 out of 5 average rating, 52 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

KatiRating, 5 stars4 weeks ago
We LOVE the Bungalow. Could not recommend it more to couples visiting 30A. We really enjoyed the outdoor space - morning, afternoon, and night. The inside was clean, comfortable, and had everything you need. Felicia is a great host!
Guest favorite
Home in Panama City
4.95 out of 5 average rating, 22 reviews

Organic Design with a Resort Style Heated Pool

IeyshaRating, 5 stars2 days ago
This was the most beautiful and serene home I’ve EVER rented on this platform. Kristie’s place had everything you could possibly need during your stay and I love to smell a clean house🥰 The house was spotless! Bed linen and towels were ample and CLEAN! You will see wildlife which is normal in the area and we loved the dolphins that appeared in the lake. Kayaks available and my Marine got a great workout 😂The resort style pool did not disappoint and she also had floats. With the installed fans and canopy you will stay cool. I’m already looking to rebook! If you’re interested in true relaxation, look no further and book now😍🎉🎉
Guest favorite
A charming two-story house is surrounded by well-maintained landscaping, featuring palm trees and a stone pathway. The home is set back from the road and offers a covered area for parking, with a spacious front porch inviting relaxation.
Home in Inlet Beach
4.91 out of 5 average rating, 200 reviews

Free Golf Cart, 5 min to Beach, Community Pool

BrookeRating, 5 stars4 days ago
had everything we needed for our family of 6. super kid/pet friendly, beautiful/safe neighborhood.. walkable or quick ride on the golf cart to many amazing restaurants + the beach. everything was clean, the pool was great for the kids when they were burnt out on the beach. carolyn and brian were super responsive and helpful. i would stay here again and again!
Top guest favorite
A welcoming entrance features a screened porch with a decorative door. Surrounding greenery includes trimmed bushes and a tree. The grassy lawn extends beyond, with additional trees in the background, creating a serene atmosphere.
Home in Donalsonville
5 out of 5 average rating, 144 reviews

Peaceful & Beautiful Lake Cabin, Boat House/Dock

AmberRating, 5 stars1 month ago
Very sweet quiet little lakehouse! We love it will come back again and again!
Guest favorite
The inviting backyard features a well-maintained lawn, surrounded by lush greenery and palm trees. A covered patio with a wooden pergola provides shade and is adorned with potted plants. The spacious area is ideal for outdoor relaxation and entertainment.
Home in Gulf Breeze
4.76 out of 5 average rating, 127 reviews

Perfect Executive Getaway! Bring Your Boat!

ChrisRating, 5 stars1 week ago
John was a wonderful host!!! I would definitely stay again. The house is very nice and has everything you need. The neighborhood is upscale and quiet!! All the neighbors were very friendly and spoke passing by on their boats as well as when we passed by on ours!! They even recommended places to fish and that was very helpful.
Guest favorite
The elevated house sits on stilts along the riverbank, featuring a spacious deck with railing. A covered boat dock is visible in the foreground, providing access to the water. Surrounding vegetation and trees frame the scene under a clear blue sky.
Home in Milton
4.95 out of 5 average rating, 192 reviews

Kayaking paradise Bring your boat its on the River

Jo AnnRating, 5 stars2 weeks ago
Very nice place, location, we felt like we were home. Enjoyed our stay and very reasonable price.
Top guest favorite
A view from the deck showcases a lush, green yard leading to Juniper Lake. Tall trees surround the area, providing shade, while a path directs attention to seating by the water's edge. The serene lake glistens in the distance under a clear sky.
Home in DeFuniak Springs
5 out of 5 average rating, 74 reviews

The Cove on Juniper

JosephRating, 5 stars1 week ago
Great stay at a great location. Enjoyed all the amenities and extras that were at the location as well. We had an issue, not due to anything with the location or owner. We reached out and she immediately called, gave us guidance, and reassured us. Will definitely try to go back if available for future needs.

Lake access apartment rentals

Guest favorite
A cozy living area features a white sofa adorned with blue and white throw pillows, complemented by a deep blue armchair. A decorative coffee table sits in the center, showcasing a shell arrangement. Bright artwork is displayed on the wall, enhancing the room's relaxed vibe.
Apartment in Santa Rosa Beach
4.9 out of 5 average rating, 125 reviews

1BR Apt. w/ KING Bed on 30A! - .4 mi to Beach

MicheleRating, 5 stars3 weeks ago
We traveled to the Destin area for a very quick visit and didn’t have much time to spend at Bonnie and David’s home but we would definitely book with them again. The apartment was extremely clean and inviting. The home is conveniently located close to the beach, restaurants and shops but tucked away on a quiet and private lot away from the hustle and bustle of heavy traffic and over populated tourist spots. We really felt like we were at home. The only problem we had was finding the driveway, because it was very late when we arrived and very dark. The GPS showed the location of the home right in the middle of the street and in front of the school. We eventually found the drive and made it home! We would definitely recommend Bonnie and David as your next host. I noticed they have several homes and I’m sure all of them are just as nice! Thank you.
Guest favorite
A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.
Apartment in Panama City Beach
4.87 out of 5 average rating, 110 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

EduardoRating, 5 stars4 weeks ago
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches
Top guest favorite
A wooden dock extends into the water, lined with several posts and a small seating area. A flag waves gently in the breeze. The water reflects soft sunlight, with a distant view of buildings and greenery along the shoreline.
Apartment in Shalimar
4.99 out of 5 average rating, 151 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

EmmaRating, 5 stars1 day ago
This place is not even described accurately through the photos. This is the best Airbnb we’ve ever been to! The ocean is totally accessible as well as kayaks, paddle boards, etc. You can swim with large fish, dolphins, sting rays, etc. The mini-home is right off of the yard and you are able to do anything you want from there. It’s clean and precise with all of the labels showing you how to work everything. All in all, an amazing visit! 100% recommend
Top guest favorite
The living area is designed with a modern aesthetic, featuring a large flat-screen TV mounted on a blue accent wall. A cozy seating arrangement includes a gray armchair and a light-colored sofa. The patterned area rug adds color, while a bar area with high stools is visible in the background.
Apartment in Miramar Beach
5 out of 5 average rating, 39 reviews

*Fall Concerts /Beach & Lake Resort/ 2 King Beds

JoseRating, 5 stars1 week ago
Eileen was a great host, her instructions made the check in easy and finding the property easy. The place was clean and stocked with everything that we needed. Very nice location, only a 5 minute walk to the beach and walking distance to restaurants. Would stay again!
Superhost
A well-lit living area features a gray sofa and a matching loveseat, complemented by decorative pillows. A wooden coffee table occupies the center, with light-colored curtains framing large windows that offer a view of the outside. A dining area is visible in the background.
Apartment in Destin
4.83 out of 5 average rating, 100 reviews

Sunny Daze 0.8 Miles to beach, monthly discount

AbbieRating, 5 stars3 weeks ago
Great place to stay right in the middle of lots of things to do. I will say the one thing not communicated in the listing is that the bathroom is Jack and Jill style and connect the 2 rooms together. But the place is great, in a safe area, had many pools, the beach is close, and is well worth the price.
Top guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.98 out of 5 average rating, 41 reviews

Paradise in Pirates Cove

ChristopherRating, 5 stars1 week ago
I fully recommend Louis's place - close to great beaches, restaurants and other activities. Louis is really responsive to inquiries. The apartment is very comfortable and was great for a couple/ 2 people. I will try to get this place when I return again to Panama City/ Destin. Thanks Louis!
Guest favorite
A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.
Apartment in Panama City
4.95 out of 5 average rating, 38 reviews

Oasis by the Bay. 10 miles from Panama City Beach

MadilynRating, 5 stars5 days ago
This place was great! Very cozy and I have to say the best parts were the shower and AC Units 😂 I know it sounds crazy but it felt so nice after a long day in the sun to come in to a nice cool house! Appliances were very nice and up to date
Guest favorite
A modern living area features a leather sectional sofa paired with decorative pillows. A sleek, glass coffee table sits atop a patterned rug. The kitchen island, equipped with barstools, offers a view through large windows that provide natural light and overlook the landscape.
Apartment in Destin
4.92 out of 5 average rating, 161 reviews

Luxview

EvelinRating, 5 stars2 weeks ago
Really enjoy the place! Great location pretty central to restaurants, beach, and shopping! Also liked the fact that is gated, Private, and quiet.

Lake access cottage rentals

Superhost
The elevated home is surrounded by green trees and grass, showcasing a spacious patio area below. A wooden deck extends from the top level, providing access to the outdoors. Lattice work and a utility pole are visible, contributing to the private setting.
Cottage in Bainbridge
4.73 out of 5 average rating, 112 reviews

Cozy, modern 2 bedroom, 2 bath cottage

CarrieRating, 5 stars3 weeks ago
Absolutely a great stay. We had everything we needed. The house was well stocked for a weekend stay. We loved the screened in patio even tho it was very hot out, there was always a nice breeze and no nats. The lake and the neighborhood were nice extras.
Guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 194 reviews

Seaside 30A "Hemingway" Beach Side Cottage

StephenRating, 5 stars6 days ago
Great stay. Master bedroom bed was comfy and the bedding was soft. Slept like a baby. Lots of floor mats all around which is a beach necessity to keep sand out and comfy in. Rain shower head was a treat and the water pressure was great. Shower curtain was a little pink around the bottom indicating a need to be washed or bleached. Not a big deal and my eyes were closed enjoying the rain head shower anyway. Guest bed wasn’t quite as comfy as the master, but my daughter didn’t have any trouble sleeping in each day. Black out window coverings would be a nice addition as it gets bright early at the beach. Kitchen was well stocked, but the only we used during our stay was the fridge and mw. Checkout duties were normal start the dw and washing machine before you leave. Nothing ridiculous. Wife mentioned that the kitchen cabinets and stove front could use a deep clean. We did have guests in the attached apt. During our stay in the main unit. I could hear them pretty clearly through the walls.
Guest favorite
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.92 out of 5 average rating, 36 reviews

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed

BrianRating, 5 stars1 week ago
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.92 out of 5 average rating, 24 reviews

4 Person Lake Front Cottage with Kayaks

ThoonyaRating, 5 stars1 week ago
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.
Guest favorite
A wooden dock extends over the calm waters of Lake Seminole, featuring a covered seating area. Utility poles with lights are positioned along the dock, and vibrant green lily pads float on the water's surface under a bright blue sky dotted with scattered clouds.
Cottage in Bainbridge
4.95 out of 5 average rating, 55 reviews

Seminole Hideaway Cottage

DrewRating, 5 stars1 month ago
Spent a week here for a fishing trip. Steve greeted me with some fishing info while Sandra made sure everything was exactly what I needed. They gave full access to their boat doc and lift. Privacy is no issue here while you feel you can call for help or info at anytime. This is the place to be if you want easy access fishing. Or even just a calm relaxing time by the water. Step outside at night and listen to all the critters sing! These two have a great thing going.
Superhost
A bright living area features comfortable blue couches and cream-colored recliners. A wooden coffee table sits centrally, and a lamp adds subtle lighting. Large windows provide ample natural light, enhancing the inviting space that leads to the dining area and kitchen.
Cottage in Gulf Shores
4.88 out of 5 average rating, 187 reviews

YOUR OWN HOME Water Views/Private Beach /Dock/Pool

ReneeRating, 5 stars1 month ago
This was a dream location and trip. Being so close to the beach. Yet on a quiet end was perfect for a family. The pool and dock created so many memories for our family.
Top guest favorite
A wooden sign shaped like a fish indicates 'The Cottage,' positioned on a post. The background features a gravel pathway leading up to the cottage, surrounded by trees and shrubs. Bright sunlight casts a warm glow over the scene.
Cottage in Donalsonville
4.98 out of 5 average rating, 108 reviews

The Cottage! 5 star! Hottub•fishing•dock/lift

JenniferRating, 5 stars3 weeks ago
It is a comfortable place with lovely furnishings/decor. Very peaceful and a great view of the lake.
Top guest favorite
A tranquil pool area is surrounded by lush trees, offering a serene atmosphere. Lounge chairs are positioned beneath a shaded umbrella, while a nearby table is set with seating. The inviting blue water reflects the clear sky, providing a refreshing spot for relaxation.
Cottage in Bainbridge
4.93 out of 5 average rating, 44 reviews

Reel Paradise II

StephanieRating, 5 stars1 month ago
This was my second stay at Sonya’s and it was wonderful!

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