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Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Condo in Panama City Beach

4.82 out of 5 average rating, 107 reviews

@Ocean View- Laketown Wharf 1809

Welcome to the best complex in Panama City Beach! With so many restaurants on site, a private boardwalk, a Vegas style fountain show every night, Laketown is one of the most well equipped beach complexes your family can enjoy a wonderful vacation in. With a private gated beach access, the condo is just a short walk to the sand and Pineapple Willies, the famous beach front dining. Master Bedroom: King Bed 2nd Bedroom: King Bed Nook Area: Bunk bed Living room: Queen Sleeper Sofa Closet: Cot bed

Oct 31 – Nov 7

R3,107 ZAR per night

Condo in Panama City Beach

4.85 out of 5 average rating, 59 reviews

Beach Resort Condo w/Hot Tub + Heated Pool

This resort condo is conveniently located on the 9th floor of Origin at Seahaven in the heart of Panama City Beach. In this cozy condo, you'll find a King-size Bed, Queen Sofa Sleeper, and a private balcony. The unit features a stocked kitchenette with a mini-refrigerator so you can prepare meals in-house. Close proximity to the pool deck, hot tub, Starbucks, Señor Frog's, White sandy beaches, and Sharky's Beachfront Restaurant! Complimentary Water, Coffee, and Snacks are provided at check-in.

Jan 20 – 27

R1,638 ZAR per night

Condo in Panama City Beach

4.87 out of 5 average rating, 119 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Oct 1 – 8

R2,022 ZAR per night

Condo in Panama City

4.95 out of 5 average rating, 124 reviews

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! !!! Our community is under off-season renovation works. Sometimes it can cause some noise inconvenience !!! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

May 16 – 23

R4,698 ZAR per night

Home in Panama City

5.0 out of 5 average rating, 7 reviews

The Bay House. Walk to the Bay! Dog Friendly

The Bay House @ Historic St. Andrews is a quiet, relaxing retreat among the oak and magnolia-lined streets of St. Andrews. This newly renovated cottage is just minutes from the water and fun. With a firepit, grill and private basketball court in the backyard. Walk to the historic St. Andrews Marina, shops, restaurants, coffee shops, wine bars, breweries, and more. Enjoy paddle boarding, kayaking and fishing - and take the quick drive across the bridge to the World's Most Beautiful Beaches.

Jan 23 – 30

R2,494 ZAR per night

Condo in Panama City Beach

4.92 out of 5 average rating, 136 reviews

Romantic/ Family Friendly Beachfront Oasis!

Beachfront. Fully furnished with a spacious floor plan, 9ft ceilings, granite countertops, breakfast bar, large balcony off living room with private grill, dining table/chairs with impressive views of the Gulf of Mexico. First-class amenities include: Fitness Center, Poolside Drink & Snack Bar, 2000 sq.ft Heated, Infinity Edge, Gulf front pool, Whirlpool Spa and Natural Stone Fire Pit. Secure, covered parking. Located 1/2 mile from Pier Park shops, restaurants and Russell Fields Pier.

Dec 8 – 15

R4,106 ZAR per night

Guesthouse in Panama City

4.92 out of 5 average rating, 39 reviews

Deer Point Lake - 750 sqft 1/1 & 2 minutes to lake

Forget your worries in this spacious and serene space just 2 minutes from Deer Point Lake boat ramp and cute little playground. Enjoy the quiet neighborhood in your own private 2 story 800 sqft guest house with its own private yard, shaded deck area and charcoal grill. Fast, free wifi and Comcast Cable with movie channels included. Tons of parking space to bring your boat, jetski or kayaks and enjoy our beautiful lake. Dogs under 25 lbs upon approval with an additional $300 pet fee.

Aug 18 – 25

R2,019 ZAR per night

Guesthouse in Panama City

4.99 out of 5 average rating, 93 reviews

Cabana Cottage @ St. Andrews-Waterfront/Pool/Dock

The Cabana Cottage @ St. Andrews, Panama City, is a beautifully landscaped waterfront location with pool & hot tub. Centrally located, you are a short walk from Historic St. Andrew's on Beck Ave, which is home to restaurants, bars, coffee shops, boutiques, the marina, Oaks by the Bay Park & much more! Beaches are 10/15 minutes away via car. Beach chairs, towels & cooler are provided. Dog friendly & NO PET FEES! Saltwater pool & hot tub is a shared space with owners and other guests.

Jul 27 – Aug 3

R2,833 ZAR per night

Condo in Panama City Beach

4.94 out of 5 average rating, 145 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Feb 13 – 20

R3,673 ZAR per night

Condo in Panama City Beach

4.82 out of 5 average rating, 123 reviews

Calm Coastal Condo, Studio, Welcome Snow Birds!

Thank you for your interest in our PCB condo; a place we consider a home away from home to relax and enjoy the gulf coast. The condo is an efficiency unit: one large room, kitchen area, 2 person dining/ table, living room area, bedroom area and bathroom with door, approx. 400 sq. ft., ground level with one step up to front door. Home owners association restrictions include: Age 25 to rent and must be present, only 2 people total (fire code), no guests under age 18 and no pets.

Aug 18 – 25

R1,840 ZAR per night

Yurt in Lynn Haven

5.0 out of 5 average rating, 22 reviews

Circle up at the Circle House

This memorable place is anything but ordinary. I fell in love with our open concept circle house and you will, too! It's a solidly built concrete yurt big enough for six. This 2-BR, 2-BA is ideal for a family or for a couples trip. It's 1.2 miles from boat ramps, splash pads, a waterfront beach area, walking bridge and playgrounds; convenient to Aldi, Publix, Walmart, Target, Walgreens & CVS; and just 25 minutes to Tyndall AFB, Pier Park, PCB & St. Andrews State Park!

Jun 14 – 21

R2,029 ZAR per night

Condo in Biltmore Beach

4.83 out of 5 average rating, 47 reviews

Cozy 1BR/1BA New Condo on the Lagoon

Adorably cozy condo right on the water at the Lagoon! Newly updated with modern appliances and features, this is the crash pad you've been looking for! Stainless appliances and well appointed kitchen, comfy king size bed, large tub / shower combo and a deck overlooking the water make this place one you won't want to leave! Quiet neighborhood. Shared pool overlooking the lagoon. Walking distance to Captain Anderson's, Grand Marlin, fishing charters and so much more!

Dec 14 – 21

R1,970 ZAR per night

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Popular amenities for Panama City lake access rentals

Free parking on premises

Air conditioning

Lake access house rentals

Home in Panama City Beach

4.92 out of 5 average rating, 109 reviews

Aqua: Live under the sea! Direct beach access.

Nov 8 – 15

R7,011 ZAR per night

Home in Inlet Beach

4.91 out of 5 average rating, 149 reviews

Free Golf Cart, 5 min to Beach, Community Pool

Oct 26 – Nov 2

R3,849 ZAR per night

Home in Panama City Beach

4.97 out of 5 average rating, 36 reviews

*May Discount!* 3 Br in Venture Out w/ Golf Cart

Sep 1 – 8

R5,367 ZAR per night

Home in Panama City

5.0 out of 5 average rating, 6 reviews

Bayfront House w/ Hot Tub! Private Dock & Kayaks!

Dec 23 – 30

R4,245 ZAR per night

Home in Panama City Beach

5.0 out of 5 average rating, 38 reviews

3 King Beds~0.4 Miles To The Beach~Come for Vacay

Feb 26 – Mar 5

R3,928 ZAR per night

Home in Panama City

4.89 out of 5 average rating, 19 reviews

Sunset Eyles

Jan 1 – 8

R3,251 ZAR per night

Home in Panama City Beach

4.9 out of 5 average rating, 39 reviews

3 Minute walk to the Beach, 5 pools and 2 Hot Tubs

Sep 20 – 27

R3,125 ZAR per night

Home in Panama City Beach

4.98 out of 5 average rating, 50 reviews

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D

May 12 – 19

R3,876 ZAR per night

Lake access apartment rentals

Apartment in Panama City Beach

4.8 out of 5 average rating, 10 reviews

Awesome Beach Condo-3 to 5 min walk to the beach

Aug 23 – 30

R3,021 ZAR per night

Apartment in Panama City Beach

4.82 out of 5 average rating, 22 reviews

Kids WElCOME! , Beach chairs FREE- 5 pool resort!

Sep 28 – Oct 5

R3,037 ZAR per night

Apartment in Panama City Beach

4.88 out of 5 average rating, 32 reviews

Ocean Breeze on Lullwater - 1/2 mile to Pier Park

Nov 6 – 13

R2,914 ZAR per night

Apartment in Panama City Beach

5.0 out of 5 average rating, 24 reviews

5 min walk to Beach~OCEAN Views~30A area~4 Pools!

Aug 22 – 29

R5,598 ZAR per night

Apartment in Panama City Beach

4.83 out of 5 average rating, 41 reviews

Gulf View Condo w/ Pool & Hot Tubs

Sep 21 – 28

R3,145 ZAR per night

Apartment in Panama City Beach

4.85 out of 5 average rating, 27 reviews

Resort style luxury apartment

May 14 – 21

R3,502 ZAR per night

Apartment in Panama City Beach

4.95 out of 5 average rating, 37 reviews

Quiet-Relaxing-Modern-Sleeps 8 Walk to the Beach!

Feb 2 – 9

R3,206 ZAR per night

Apartment in Panama City Beach

4.84 out of 5 average rating, 88 reviews

Stunning Ocean View 1 BR+Bunk BR, 2 BA; Sleeps 6

Apr 15 – 22

R12,648 ZAR per night

Lake access cottage rentals

Cottage in Seagrove Beach

4.92 out of 5 average rating, 179 reviews

Palm tree oasis 30A beach boutique artist cottage

Aug 9 – 16

R3,973 ZAR per night

Cottage in Laguna Beach on the Gulf of Mexico

4.99 out of 5 average rating, 263 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Apr 18 – 25

R4,713 ZAR per night

Cottage in Southport

5.0 out of 5 average rating, 5 reviews

4 Person Lake Front Cottage with Kayaks

Mar 10 – 17

R2,411 ZAR per night

Cottage in Santa Rosa Beach

4.77 out of 5 average rating, 13 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Sep 21 – 28

R2,937 ZAR per night

Cottage in Panama City Beach

4.92 out of 5 average rating, 26 reviews

The Cottage on Alta Vista-so charming!

Sep 13 – 20

R3,845 ZAR per night

Cottage in Panama City Beach

4.97 out of 5 average rating, 31 reviews

Pets Welcome any size»Pool & Hot tub»Fenced Yard

Apr 4 – 11

R10,031 ZAR per night

Cottage in Rosemary Beach

5.0 out of 5 average rating, 34 reviews

Getaway Paradise to happy hour at 30A/dock access

Dec 20 – 27

R5,651 ZAR per night

Cottage in Inlet beach

4.94 out of 5 average rating, 18 reviews

Kid friendly golf cart sports gear pool lake beach

Apr 10 – 17

R15,396 ZAR per night

Quick stats about vacation rentals with lake access in Panama City

Total rentals
20 properties
Wifi availability
20 properties include access to wifi
Rentals with dedicated workspaces
10 properties have a dedicated workspace
Family-friendly rentals
10 properties are a good fit for families
Total number of reviews
480 reviews
Nightly prices starting at
R1,301 ZAR before taxes and fees

Destinations to explore