Vacation rentals with lake access in Bay County

Find and book unique lake access rentals on Airbnb

Top-rated lake access rentals in Bay County

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Guest favorite

The exterior of a single-story remodeled home is shown, with a light-colored facade and dark shutters. A welcoming front porch is visible, framed by a spacious lawn surrounded by trees, offering a peaceful rural setting.

Home in Vernon

4.92 out of 5 average rating, 156 reviews

Entire home with lakefront access

Looking for a tranquil getaway? Come relax in this beautifully remodeled lakeside home, set amidst the peaceful rural surroundings. Whether you enjoy canoeing, kayaking or fishing, the beautiful Hicks Lake awaits you. And if you're craving a day at the beach, Panama City Beach is just a short 45-minute drive away! But that's not all - you're also just minutes away from several breathtaking natural springs, including Cypress Springs, Vortex Springs, Wiliford Springs, and spring-fed Ecofina Creek

Top guest favorite

The Big Bee, a 1946 tugboat, is docked at a wooden pier, showcasing its black hull and distinctive green cabin. Its stern features a railing and a small step leading to the dock. The calm waters of St. Andrews Bay reflect the sky, creating a serene setting.

Houseboat in Panama City

5 out of 5 average rating, 30 reviews

Historic Tugboat on St.Andrews Bay - Secluded Dock

Enjoy nature aboard this 1946 tugboat on a 400 ft. private dock in St. Andrews Bay. Watch as the sun sets over the bay, enjoying a glass of wine on the padded teak lounge chairs at the stern of the boat. You might see dolphins feet away from the dock, herons, ospreys, seagulls and pelicans diving for a meal. You might even spot one of our resident bald eagles or the occasional manatee. Walk, bike or drive to the heart of vibrant St. Andrews and its renowned restaurants, many with live music.

Guest favorite

A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.

Apartment in Panama City

4.95 out of 5 average rating, 38 reviews

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

Top guest favorite

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Condo in Inlet Beach

4.99 out of 5 average rating, 160 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’, FlipFlopsOn II is 80 steps to Inlet Beach, one of FL’s most beautiful white-sand Gulf Coast beaches! This dreamy full studio sleeps 4 (4 beds), & sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; walk/bike to Inlet, Alys & Rosemary Beach dining & entertainments Featuring a clean Cali-Florida vibe, POOL, GRILL, beach gear, fast wi-fi, smart TV, fully-equipped kitchen, & sunsets from your private patio! Park your car, walk everywhere!

Guest favorite

A covered outdoor deck offers expansive views of the lake, featuring a cozy seating area with a sectional couch and decorative rug. Large windows allow natural light to fill the space, enhancing the serene atmosphere of the lakefront setting.

Cottage in Chipley

4.93 out of 5 average rating, 45 reviews

Lakefront Home + Private Beach + Firepit + Kayaks

Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

Top guest favorite

The exterior of the cottage is shown, featuring neutral-colored siding and a welcoming entrance. A private basketball court is visible alongside a firepit area surrounded by chairs. Lush greenery and trees line the property, contributing to a tranquil outdoor setting.

Home in Panama City

5 out of 5 average rating, 38 reviews

The Bay House. Walk to the Bay! Dog Friendly

The Bay House @ Historic St. Andrews is a quiet, relaxing retreat among the oak and magnolia-lined streets of St. Andrews. This newly renovated cottage is just minutes from the water and fun. With a firepit, grill and private basketball court in the backyard. Walk to the historic St. Andrews Marina, shops, restaurants, coffee shops, wine bars, breweries, and more. Enjoy paddle boarding, kayaking and fishing - and take the quick drive across the bridge to the World's Most Beautiful Beaches.

Top guest favorite

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

Apartment in Panama City Beach

4.98 out of 5 average rating, 43 reviews

Paradise in Pirates Cove

Fully Renovated & Updated 2nd Floor Studio Condo located on the west end of Panama City Beach. Complex includes 2 pools and boat ramp access to beautiful Lake Powell. Centrally located between Santa Rosa Beach/30a and Panama City Beach. Public accesses to the white sandy beaches of the emerald coast are just a short drive from the condo. We look forward to hosting you during your visit to the emerald coast. Feel free to message us with any and all questions you may have about your stay.

Superhost

An open-concept living space is presented with modern furnishings and a cozy atmosphere. A comfortable sofa faces a flat-screen television, while a kitchen island provides ample counter space. Large windows offer views of the lake, allowing natural light to fill the room.

Apartment in Panama City Beach

4.84 out of 5 average rating, 164 reviews

"Islandia 316" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units available - please visit my profile.

Superhost

The living area is furnished with a comfortable gray sofa and two armchairs, complemented by a wooden coffee table. Natural light fills the space through large windows, while a wall-mounted TV is positioned above a console. The walls are painted in a soft blue tone.

Home in Panama City

4.87 out of 5 average rating, 68 reviews

Cozy Cottage in Florida Panhandle

Only 3 steps into this one level totally renovated 2 bedroom 1 bathroom cottage. This beachy feel will help you sit back and relax. The 65 in TV has access to Prime & Netflix along with a DVD player & several movies. One small dog allowed. NO CATS. Your dog will need to put placed in your supplied kennel if you choose to leave your dog in the house. To keep the linens are covers in good condition, please do not allow your dog to sleep with you. Please bring a bed for your furry child.

Guest favorite

The living area features a large, comfortable sectional sofa and a decorative coffee table, situated on a patterned rug. A flat-screen television is mounted on the wall, while natural light filters through the sheer curtains of the window.

Guesthouse in Panama City

4.94 out of 5 average rating, 65 reviews

Deer Point Lake - 750 sqft 1/1 & 2 minutes to lake

Forget your worries in this spacious and serene space just 2 minutes from Deer Point Lake boat ramp and cute little playground. Enjoy the quiet neighborhood in your own private 2 story 800 sqft guest house with its own private yard, shaded deck area and charcoal grill. Fast, free wifi and Comcast Cable with movie channels included. Tons of parking space to bring your boat, jetski or kayaks and enjoy our beautiful lake. Dogs under 25 lbs upon approval with an additional $300 pet fee.

Guest favorite

Home in Panama City

4.96 out of 5 average rating, 23 reviews

Organic Design with a Resort Style Heated Pool

Step into a realm of unparalleled luxury with this stunning single-family private oasis. Nestled away in a prime location, our organically designed retreat provides an ideal home base to explore the surrounding beaches and attractions. Featuring a resort style heated pool, a private dock, 2 kayaks, outdoor grill and dining area, fire pit, and so much more! Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Guest favorite

A spacious balcony features a wooden dining table surrounded by wicker chairs, offering breathtaking views of the Gulf waters and nearby resort structures. The area is adorned with tropical-themed flooring, enhancing the outdoor dining experience against a backdrop of a clear blue sky.

Condo in Panama City Beach

4.87 out of 5 average rating, 199 reviews

Too Beautiful-It is True! Endless Gulf Views!

SUPER HOSTED! Inside: LVP throughout the condo! The 17th floor Gulf views are STUNNING!!SS Kitchen appliances. Main Suite with sliders to balcony and oversized new shower! Bunk Room w/ custom barn door has a 32” TV at end of each bed! Outside A Resort that has it all- concerts, sporting events, coffee shop, restaurants, water light shows, 5 pools, 2 oversized hot tubs, putting green, amazing sunrise and sunset views from breathtaking oversized balcony-DINE OUTDOORS!