Vacation rentals with lake access in Payne Springs

4.9 out of 5 average rating, 211 reviews

Cottage in Tool

House of Refuge 2

Cozy lake house retreat, able to sleep up to 5. Walking distance to the lake that includes boat ramp, fishing dock, swimming area and parking. Large deck great for entertaining, recently added concrete driveway and side walk. New gazebo on front deck for those lazy days of relaxing along with taking in nature and the lake life pace. BBQ grill and fire pit. Surrounding area with restaurants and shopping. Only 27 miles away is Canton Trade Days. ****Please note: NO PET policy. No Service Animals*

5 out of 5 average rating, 198 reviews

A grassy area features stacked paddleboards in vibrant colors, set against a tranquil lake backdrop. A dock is visible nearby, with kayaks resting on the water. Canada geese can be seen strolling in the foreground under a bright sky with scattered clouds.

Home in Athens

Mini Metal Moonshine Mansion

If you've ever wanted to experience living in a tiny home while fishing from the backyard come stay here! The second bedroom is a beautiful loft in this 6 year old 900 sq ft lakefront retreat. Cute Athens is only 5 miles away, and Canton's First Monday is 30 miles away. After a fun day of fishing, kayaking, SUP races, swimming in the lake, pedal boating, feeding the ducks, cornhole, or frisbee throwing enjoy a gorgeous east TX sunset with your favorite beverage and then a fire with s'mores.

An aerial view highlights the waterfront cabin surrounded by lush greenery, showcasing a spacious yard that leads to the lake. The deck and nearby docks can be seen, enhancing the outdoor appeal of the property.

4.96 out of 5 average rating, 155 reviews

Lake Access | Kayaks | Private Yard | Firepit

Welcome to Sandy’s Lake Escape—where the view is endless, the pace is slow, and each day begins and ends with a peace that stays with you long after you leave. This isn’t a resort or a cookie-cutter rental—it’s a warm, one-of-a-kind home with open water views from nearly every room. Designed for guests who crave true lake life, the home features a private backyard with panoramic views, gentle breezes off the water, and the kind of quiet that makes you wonder why you didn’t do this sooner.

An outdoor area is highlighted by colorful seating around a fire pit, with two shaded hammocks nearby. A covered boat dock extends into the water, surrounded by grassy spaces and trees, providing a serene lakeside environment.

4.9 out of 5 average rating, 115 reviews

Serenity at Indian Harbor, Lake Front Getaway

Welcome to Serenity st Indian Harbor Lake House on the shores of Cedar Creek Lake, about an hour from downtown Dallas. This beautiful home is nestled in the trees at the end of a quiet cove. There are 2 jet ski lifts and room for a 20' boat. 2 Kayaks are also provided! At this time, lake levels at the house are full !! (There is a boat ramp in the neighborhood and community pier for fishing and swimming also). Use of Kayaks, boat dock, swimming or other activities is AT YOUR OWN RISK.

An open living space is shown, featuring a large sectional sofa and a dining table with seating for six. Light-colored walls and tiled flooring create a spacious feel. The kitchen area is visible in the background, equipped with modern appliances and brightened by natural light from multiple windows.

4.95 out of 5 average rating, 104 reviews

Lakefront House with Party Dock and Huge Porch!

Come stay with us at Cedar Creek Lake! We have the perfect house for a small family trip, couples weekend, girls/ guys weekend, or even a fishing trip. Our slice of paradise includes 2 bedrooms, 3 beds, and 2 full bathrooms. We have an air mattress or two as well as the couch for those larger groups. Hands down the best part of this house is the large wide open deck on the back porch as well as the party dock! Head up there in the evening with a cool drink to check out gorgeous sunset.

4.96 out of 5 average rating, 143 reviews

4/2-Waterfront/Fire-pit/Kayaks/Dock/Boat Ramp

Looking for a cozy waterfront home on Cedar Creek Lake for the family? This 4/2 Waterfront with Deck Dock is the perfect layout for multiple families. We’re just 1 hour from downtown Dallas. Buffalo Inn is surrounded by mature trees, on an open protected cove right off the main body of the lake. (Best tubing, skiing water run on the lake) You’ll have access to games,2kayaks with 130Lb weight limits, hammock, floats, water toys, fishing gear, gas grill, wood fire pit, corn hole more!

A quaint outdoor area is visible featuring a grassy lawn bordered by trees. A gathering space is highlighted with several chairs, surrounded by decorative lattice. The water can be seen in the background, along with a dock, providing a serene view of the protected cove.

4.94 out of 5 average rating, 102 reviews

Pop's Lakefront Retreat

Relaxing waterfront 2/1 open floor plan in the country. Large 6 chair dinning room table. Lots of amenities in the kitchen. TV's in all rooms-Dish. Sitting area's on front and back porch's. Has gas grill and picnic table on back porch. Fire pit area, porch for gathering, hammock for relaxing. Fully fenced yard. On protective cove. One house from open cove. Great for Kayaking, paddle boat, swimming. Fishing dock. Minutes from shopping, restaurants, golf, Canton First Monday, etc.

4.97 out of 5 average rating, 183 reviews

A serene lakeside view features calm water reflecting surrounding trees with autumn foliage. Multiple boat docks are visible along the shoreline, providing access to Cedar Creek Lake. A gentle sloping path leads from the grassy area to the water's edge, creating a tranquil outdoor space.

Home in Enchanted Oaks

Lakefront House Enchanted Cove-Kayaks

Come enjoy our multi-level waterfront house on Cedar Creek Lake - a quiet retreat or family fun. Sit on the back porch & watch the sunrise or watch the kids swim, fish & kayak. 3 bedrooms & 1 bunk room; a cozy living room of windows overlooks the lake; separate TV room watching or games; dining room; large kitchen & breakfast nook. Bunk room has plenty of space for kids to play while adults visit in the living room. Kayaks, paddleboard, canoe, and fishing gear for guests.

4.95 out of 5 average rating, 334 reviews

A cabin is nestled among trees, with a wooden deck overlooking a serene lake. Two boats are visible at the edge of the water, while the cabin features a hot tub on the deck. The scene is framed by lush greenery and a clear blue sky.

Cabin in Eustace

The Bluegill Aframe cabin at Bluegill Lake Cabins

Charming waterfront A-frame style cabin with private pier, hot tub, fire pit, and charcoal grill. Enjoy a full kitchen, king bed on main floor, and has a cozy loft with two twin beds. Step outside for fishing, boating or relaxing by the lake. Unwind in the hot tub under the stars or around the fire pit for s'mores and stories. This peaceful, scenic retreat is perfect for couples or families looking to escape and enjoy nature in comfort-your ideal lakefront getaway awaits!

Cottage in Gun Barrel City

The front porch features two sets of white steps leading up to a spacious area with seating arrangements. Black metal chairs and a small table are visible, surrounded by greenery and framed by large windows that allow natural light into the house.

4.96 out of 5 average rating, 280 reviews

COPilot’s Landing-Lakefront home @Cedar Creek Lake

Cute, lake front cottage-like house will be perfect for your weekend getaways or week long vacations! Two bed /2 bath home is lakefront with beautiful views of the rising sun. The porch is the perfect place to enjoy a cup of coffee in the morning, an adult beverage in the afternoon, followed by a glass of wine at sunset. It’s perfectly situated 3 minutes from Gun Barrel City where you can access Walmart, entertainment or shopping & light-years away from big town worries!

5 out of 5 average rating, 106 reviews

A spacious living and dining area features high ceilings and large arched windows, allowing natural light to illuminate the space. A comfortable leather sofa is paired with a wooden coffee table, while a dining table accommodates several chairs. Outside, a deck and gazebo provide additional recreational options.

Home in Tool

Waterfront Lakehouse | Free Kayaks | Fishing & Fun

Escape to relaxing lakefront for peace & quiet! 2 bdrms, 2 baths + loft offer a serene retreat for 6 (max 8). High-speed internet for remote work. Complimentary kayaks for lake exploration. Sip coffee on the deck, savor s'mores by the firepit, or unwind on the dock. Bring your fishing rods for added joy! 2-night min. No pets. Liability Waiver for peace of mind. Immerse yourself in the calm of lakeside living, where every moment is a cherished memory waiting to be made.