Waterfront vacation rentals in Clay County

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Top-rated waterfront rentals in Clay County

Guests agree: these waterfront rentals are highly rated for location, cleanliness, and more.

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Top guest favorite

Cabin in Murphy

4.98 out of 5 average rating, 393 reviews

Paradise River Retreat (River Front!)

Paradise River Retreat is literally feet away from the beautiful Hiwassee River. Fishing, kayaking, tubing, or just sitting by the fire awaits you. This unique cabin sits on 1.5 wooded acres, sleeps 6, includes two decks with outdoor sitting and cooking area, fire pit, and direct access to the river. Just 3 minutes away from John C. Campbell Folk School and less than 5 miles to downtown Murphy where you will find local shops, dining, and the small town atmosphere that will have you wanting more.

Guest favorite

The image captures a panoramic view of Lake Chatuge, showcasing gentle shorelines and surrounding hills. The landscape features a mix of residential homes and boat docks along the water's edge, with distant mountains and a cloudy sky providing a serene backdrop.

Home in Hayesville

4.9 out of 5 average rating, 31 reviews

Panoramic lake- view , lake access. Mountain View

Relax with the whole family at this peaceful place to stay. Our home is situated right beside Lake Chatuge , has lake access and a beautiful lake and Mountain View . Huge screened in front porch that overlooks the lake. Master bedroom has a king bed with more amazing lake views. With 3 bedrooms upstairs then a large basement with two more bedrooms and living room there will be plenty of space for a large family or group. Quiet cove is great to paddle board or Kayak. Only a few miles from town.

Top guest favorite

The deck extends from the cottage, offering views of the flowing Hiwassee River, framed by lush green foliage. The tranquil scene invites relaxation, with outdoor seating visible on the deck, providing an ideal spot for enjoying nature.

Cottage in Hayesville

4.96 out of 5 average rating, 67 reviews

River's edge delight: play, relax, fish, spot deer

Cottage on the River’s Edge is a waterfront private retreat with amazing views right on North Carolina’s Hiwassee River. Relax on the screened porch, swim, fish for trout–in river or off the deck, kayak, or enjoy staying in. Lake Chatuge, mountain towns, fishing, hiking, wineries, golf, national parks, horses and fun kids activities are all here or a short drive away. Waterfront, Riverfront, Gigabit WiFi, Screen Porch, Fireplace, Roku, Kitchen, Keurig, One Floor, Views, Close to Lake, Pet-free

Guest favorite

A serene view of a private dock extending into Lake Chatuge is framed by lush greenery. A wooden staircase leads down to the water's edge, where a sign denotes the private area. The calm lake reflects the surrounding trees and blue sky.

Tiny home in Hayesville

4.88 out of 5 average rating, 43 reviews

Beautiful tiny home perched on a lake front lot.

You'll love your escape to this cozy tiny house nestled into the woods on a lakefront lot on scenic Lake Chatuge. The Tiny House on Wheels has 2 queen bed lofts, and a futon that makes a 3rd queen bed. Swim from the dock, rent a boat, or launch your own at one of 2 nearby TVA ramps. Relax around the lakefront fire pit, or on the AMAZING and huge screened in porch. Downtown Hayesville is just minutes away, as are many hiking and mountain biking trails at Fire's Creek or Jackrabbit Park.

Top guest favorite

A renovated single-story house is visible, nestled among trees. A path leads to the front door, flanked by a porch with seating. Gravel surrounds the home, and a picnic table is situated on the lawn, with a backdrop of gently sloping hills.

Home in Hayesville

4.98 out of 5 average rating, 100 reviews

Entire 2 Story Lakefront Home with huge Dock!

Fully Renovated Lakefront 3 bed 2 bath House with two living rooms. Nearly a full acre of property with covered dual slip dock and huge sun deck, kayaks, awesome fishing, deep water, upper screened in porch, picnic table, king size bedroom, queen bedroom, triple bunk bedroom, 42" smart TVs throughout house, high speed wifi, gas grill, large driveway, new HVAC, steps to water on shoreline, ladder on deep water dock, custom slate fire pit patio overlooking shore and water, unlimited firewood!

Top guest favorite

A warm, inviting exterior of a house is nestled among lush greenery. A spacious wooden porch features railing and comfortable seating, offering a shaded area to relax. Sunlight filters through the trees, illuminating the well-kept landscaping and the simple, charming facade of the home.

Home in Hayesville

4.98 out of 5 average rating, 385 reviews

Mountain House Rental at the Lake

This is a four season vacation spot. Create your own memories in the western North Carolina mountains by Lake Chatuge! Enjoy great hiking, boating, fishing, and much more! Take advantage of the hiking and biking on the Jack Rabbit Mountain trails along the shores by Lake Chatuge. Winter discounts available from January 1 until March 31. OPTIONAL MINI COTTAGE (for a third bedroom that sleeps 2) with Queen sized bed and TV but no extra bathroom for an extra $25 per night plus $25 cleaning.

Guest favorite

A charming pink cottage features a welcoming front porch with decorative flowers and whimsical light fixtures. A small seating area with pastel chairs and a table is positioned on the lawn, complementing the surrounding natural landscape and offering a peaceful outdoor space.

Tiny home in Hayesville

4.99 out of 5 average rating, 108 reviews

White Bunny Cottage~Direct Creekfront, Small Zoo

There are 7 themed cabins and RV slips and 11+ acres to explore. Winding through the property is certified trout creek, a quirky petting zoo, fairy garden, hammocks and swings on and over the creek, giant connect four, chess and checkers, themed fire globes, BBQ grills. The property backs to the 580,000 acres of the Nantahala Forest in the beautiful Blue Ridge Mountains This cabin is directly on the creek! Come join us in the most unbelievable fairytale land in North Carolina! 🧚🍄

Top guest favorite

A two-story cabin with a rustic exterior is positioned beside a gently flowing creek. A covered bridge and wooden water wheel add charm. A patio with outdoor dining furniture is visible, along with a grassy area complemented by natural stone borders.

Cabin in Murphy

4.97 out of 5 average rating, 96 reviews

Waterwheel Cabin by the Creek

This rustic two-story newly renovated cabin is right on a creek with a covered bridge and water wheel. Located just 15 minutes from the Harrah's Valley River Casino or beautiful downtown Murphy and just a short drive to John C. Campbell Folk School. There is a propane grill outside with table and chairs for outside dining and also Adirondack chairs to sit and enjoy the creek. From the downstairs living area, you can look out the windows and enjoy the view of the creek and water wheel.

Guest favorite

A serene riverside view shows calm water gently flowing past a natural green landscape. A red coffee mug rests on a glass table, framing the tranquil scene, while the surrounding trees create a lush backdrop.

Cabin in Marble

4.97 out of 5 average rating, 128 reviews

Summer Adventures! Tubing, Kayaking, Relaxing

The Willow is a slice of paradise on the Valley River. Relax with the whole family at this peaceful riverfront property. Large green space for cornhole, tossing the football, and general merriment. Splash, swim or just float around in the river. Take a nap on the the waterfront deck to the sounds of the river and birds. Enjoy some time in downtown shops, restaurants, and breweries as well. World class whitewater rafting on the Ocoee and Nantahala are just minutes away.

Guest favorite

A cozy cabin nestled in the woods, featuring a rustic log exterior and a welcoming porch with comfortable seating. The metal roof complements the wooden structure, while large windows allow natural light to illuminate the interior. Surrounding greenery enhances the private and serene atmosphere.

Cabin in Hayesville

4.99 out of 5 average rating, 136 reviews

Mountain Laurel Cabin, Pond, Folk School Dish Wifi

Relax & enjoy our newly remodeled cozy mountain cabin nestled in the woods on 2 private acres with an acre size pond. Just far enough from all the hubbub to have gotten away from it all yet 20 minutes from town. Near Folk School! The property is a private setting abundant with wildlife like deer and native birds. The cabin is comfortably appointed and has all the modern conveniences. Pets must be pre-approve, please scroll down to read our house rules regarding pets.

Guest favorite

A spacious log cabin is nestled among lush greenery along a rushing creek. The cabin features a wrap-around porch and large windows, while smooth rocks and a gentle stream flow nearby, creating a serene environment. Sunlight filters through the dense foliage.

Cabin in Hayesville

4.94 out of 5 average rating, 144 reviews

CompassCreekCabin is a nature lover's paradise!

Gorgeous Log Cabin on a beautiful rushing creek! On property: hiking, fishing, firepit, cornhole, disc golf, 2 person hammock, porch swing, rocking chairs, etc! Nearby: golf, horseback riding, tubing, rafting, biking, off roading, antiquing, wineries, breweries, and pristine Lake Chatuge where you can swim, fish, rent a boat, jet ski, kayak, paddle board, or play on the inflatable obstacle course! The cabin is a 3/2.5 and sleeps up to 9 people in super comfy beds!

Guest favorite

A wooden deck overlooks the Hiwassee River, featuring a single wooden rocking chair on a patterned rug. Lush green trees frame the view, with a glimpse of another house visible across the water, creating a serene outdoor space.

Home in Murphy

4.94 out of 5 average rating, 108 reviews

Waterfront, 3 BR, Hot Tub, Fishing, Pet-Friendly

Beautiful, cozy house on a quiet street with over 200 ft of Hiwassee River frontage. PET FRIENDLY. Please note: an extra guest fee of $40 per person, per night applies to parties over 4. Places of Interest from our 338 Beaver Ridge Road, Murphy, NC home: Downtown - 5 miles Murphy River Walk - 7 miles Harrah's Cherokee Valley River Casino - 9 miles John C. Campbell Folk School - 5 miles Walmart - 8 miles